Customers

• Commercial Clients need to use the factoring service
• Commercial clients have been granted credit limits by HDBank and need to disburse
• Corporate customers who need to make overseas fund transfers
• Corporate customers who need a credit
• Corporate customers in need of issuing Letters of Credit (L/C) for imports of goods.
• Commercial clients need to use the service.
• Commercial clients need to use the service.
• Corporate customers who want to open an online current account.

   

   

   

   

   

   

   

  (*)HDBank’s terms & conditions applied.

• Online foreign currency selling service via internet banking channel for Commercial Clients.
• Enterprises are suppliers of goods and services to supermarket chains nationwide.
• Corporate customers in need of payroll services provided by HDBank

Benefits

• Payment requests can be made online at anytime, anywhere with simple procedures.
• Advance payment by online tools
• Online receivables/ payables management
• Safety and Confidentiality at the highest level
• Save time, transaction processing costs
• Customers send online Drawdown Application with digital signature and disbursement documents
• Customers do not have to submit Drawdown Application on paper
• Process 100% online
• Easy transaction query
• Automated approval system in a snap
• Consultation within 24 hours
• Simple procedures
• Confidentiality of customer information
• Transaction details posted online and updated 24/7.
• Highest level of safety and confidentiality.
• Fast and convenient, cost and time saving.
• Payment requests can be made online at anytime, anywhere with simple procedures.
• Transaction details posted online and updated 24/7.
• Highest level of safety and confidentiality.
• Worldwide payment networks, supporting multiple foreign currencies.
• Safe and highly confidentiali.
• Time and cost saving.
• Transactions can be made on 24/7 basis from anywhere, and at anytime via Internet-connected electronic devices.
• User-friendly electronic interface.
• Simple, easy and convenient operation in quering and updating transaction results.
• Transactions quickly, accurately and securely processed, time and cost-saving.
• The e.Doc channel is an ideal replacement for traditional method of submitting transaction documents to the bank via fax/email.
• No account opening fee.
• No hard copy of original documents required.(*)
• No need to go to HDBank counters, no direct contact required.
• Anytime & anywhere transaction (24/7)
• Fast, safe and secure
• Simple procedures
• Competitive exchange rates
• Great deals for Customers
• Pre-approved credit limit for each Customer, easy to operate and use
• Collateral: unsecured loans based on cash flow and receivables from Supermarkets
• Extremely simple procedures of application and disbursement, completely online and non-physical contact with the Bank
• Confidentiality of customer information
• Simple, easy and friendly operation
• No fee for salary payments made within HDBank's network
• No account management fee (*)
• No annual eBanking fee (*)
• No fee for transaction verification in OTP method via SMS (*)
• Higher deposit interest rates of up to 0.3% pa for VND (applied for or term deposits with tenor from 6 months and above)
• Up to 0.3% pa lower lending rates for VND loans, and up to 0.15% pa lower lending rates for USD loans
• Preferential loan interest rate for lending for salary payments
• (*) Subject to HDBank's terms and conditions from time to time

Required documents

• Customers open current accounts and register to use eBanking service of HDBank
• CME clients sign an eFactoring service contract with HDBank
• CME clients log in to https://scf.hdbank.com.vn/login when there is a need for factoring
• Customers sign an eDrawdown service contract , register the phone number and e-signature with HDBank
• Customers login to https://online.hdbank.com.vn/giaingan when there is a need for drawdown
• Customers open current accounts and register to use eBanking service of HDBank.
• Customers access the link https://partner.hdbank.com.vn/caphanmuctindung/ and follow the on-screen instructions.
• Customers open current accounts and register to use eBanking service of HDBank.
• A corporate customer needs to sign an e.Doc service contract with HDBank, registers customer's information, inclduding phone number and digital signature.
• Customers click here and follow the on-screen instructions.
• Customers open current accounts and register to use eBanking service of HDBank
• Customers access the link https://ecmb.hdbank.com.vn/ezyloans/ and follow the on-screen instructions.
• Customers open current accounts and register to use Happy Di-payroll service of HDBank.